"Without initiative, leaders are simply workers in leadership positions." — Bo Bennett

Traditional investment vehicles such as IRAs, CDs, stocks and bonds do have their place, but for the rich, they are used more as temporary storage facilities rather than life-long homes.

The discipline you learn and character you build from setting and achieving a goal can be more valuable than the achievement of the goal itself.

Think of success as a game of chance in which you have control over the odds. As you begin to master concepts in personal achievement, you are increasing your odds of achieving success.

Avoiding the phrase 'I don't have time...', will soon help you to realize that you do have the time needed for just about anything you choose to accomplish in life.