Quote #50,185

“The premise of insurance is to spread the risk. It's the premise of homeowner's …” — Jeanne Shaheen

The premise of insurance is to spread the risk. It's the premise of homeowner's insurance, of car insurance, and of health insurance. It's one reason why it's important to have insurance when you're healthy, so that when you get sick, you won't go sign up just when you get sick, because that increases the cost for everyone.
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