"Sometimes, instead of purchasing a commodity out and out, people want to buy only the use of it, for..." — John Buchanan Robinson

The business of a bank is to lend money; which amounts, nowadays, to lending credit.

Modern money is almost altogether credit money.

Large sums were paid for the use of money, because the available amount of gold and silver was far less than was needed to carry on the commercial transactions of the times.

But the egoist has no ideals, for the knowledge that his ideals are only his ideals, frees him from their domination. He acts for his own interest, not for the interest of ideals.