“Today, credit rating agencies rate companies, countries and bonds.” — Mike Fitzpatrick

Anyone can use these sites - companies and colleges, teachers and students, young and old all make use of networking sites to connect with people electronically to share pictures, information, course work, and common interests.

The best defense against these people is to educate parents and children of the dangers that come along with the Internet and by limiting access to certain sites during the school day.

The drug plans our seniors choose will define their health care options for years to come. If they do not make a decision and wait until the May 15 deadline passes, they will face penalties and higher prices for the drugs that they need.

The freedom to connect to the world anywhere at anytime brings with it the threat of unscrupulous predators and criminals who mask their activities with the anonymity the Internet provides to its users.