"Your positive action combined with positive thinking results in success." — Shiv Khera

Money is a very important tool to make a big difference in people's life. It is positive or negative depending on the values.

There are good leaders who actively guide and bad leaders who actively misguide. Hence, leadership is about persuasion, presentation and people skills.

Parents do not have the courage to say no to certain things that their children demand. They are rather scared of their children.

I started life washing cars in Canada before moving on to selling life insurance and vacuum cleaners. Later, I went through a programme by Dr. Norman Vincent Peale, which literally changed my life. It was the turning point.